What would it actually cost two people to spend one year living three completely different ways? Stay in Atlanta. Slow travel through different regions of the world. Or give up the apartment altogether and spend the year stacking back-to-back cruises. In this video, we are putting the numbers side by side — housing, food, transportation, travel costs, hidden expenses, and the stuff people forget to budget for. Because retirement doesn't have to look like sitting in one place. The bigger question is: what kind of life do you want your money to buy? #OurBlackUtopia #RetirementPlanning #SlowTravel #CruiseLife #FinancialFreedom #RetireAbroad #BlackExpats #TravelAfter50 Exodus Summit for Black Women: https://bit.ly/OBU-ExodusSummit2026 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 📚LEARN WITH US: https://bit.ly/OBULearningPlatform 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack 📧 Get our Digital announcements, updates, and insights: https://bit.ly/ourblackutopia 💰SUPPORT THE CHANNEL|SUPPORT THE COMMUNITY 💰 All DONATION $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi ============================= OUR BLACK UTOPIA - our email address can be found under the “About” tab on our YouTube channel: *Some of the links below are affiliate links, meaning if you click through and make a purchase, we may receive a commission at no cost to you.* ============================= 🇵🇹ALL THINGS PORTUGAL 🇵🇹 LET THEM KNOW YOU WERE REFERRED BY OUR BLACK UTOPIA. Residency VISA Help: Zach and Anna –Start Abroad - (Portugal, Panama, Costa Rica, and Spain coming soon) www.startabroad.com/aff/ourblackutopia RelocateToPortugal - Gail - relocatetoportugal.com Get Your Portuguese NIF & Bank Account from the US or get your Portugal taxes filed: https://www.bordr.io/?via=anewdawnproductionsincdbaourblackutopia Serenity Healthcare Concierge: https://bit.ly/serenity-medical-concierge ============================== ✈️TRAVEL & MOVING ABROAD 🚆 70% off the first 1 on 1 language lesson - starts at $4/hour: https://bit.ly/obu_languagelesson Learn Spanish from my tutor, Laura: https://aepspanish.com/ 25% Discount for Trusted HouseSitters: https://bit.ly/obu-trustedhousesitters Good Bank for F.I.R.E.: https://ally.com/referral?code=2G3P5M5S8B Luggage/Deployment Bags we used: https://amzn.to/3LqVmYm Ship Your Luggage: https://www.sendmybag.com/?affid=542034 Google FI cell service for travelers: https://g.co/fi/r/91R1NA (if you often travel, get a local SIM within a day or two of when you land) Nord VPN - keep your data safe while surfing around the world: https://ref.nordvpn.com/yHjBsmdLyMu Our preferred Travel Rewards Cards: American Express: https://americanexpress.com/en-us/referral/american-express-green-card?ref=HALISVhpiN&XLINK=MYCP Chase Sapphire: https://www.referyourchasecard.com/19p/ZONWDPS6SZ Transfer $ Internationally - Wise (formerly TransferWise): https://wise.com/invite/spu/halisiv ______________________________________ 📚OUR BOOKSHELF 📚 CASHING OUT: win the wealth game by walking away: https://amzn.to/3UgAFSN START LATE FINISH RICH: https://amzn.to/4boQ1Mp TAKE STOCK: https://amzn.to/3PqyL1J THE BEARDSTOWN LADIES' COMMON-SENSE INVESTMENT GUIDE: https://amzn.to/3zWAvu8 HOW WE BEAT THE STOCK MARKET - AND HOW YOU CAN TOO: https://amzn.to/4eIZWPC Get Good with Money: Ten Simple Steps to Becoming Financially Whole: https://amzn.to/3E6ywn0 Choose FI: https://amzn.to/3UtcTmI Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't: https://amzn.to/3dPzmK7 ================= We are not financial advisors, but financial educators. The content in our courses, on our website, and on our YouTube videos are for educational purposes only and merely cites our own personal opinions. In order to make the best financial decision that suits your needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

Finding personal freedom abroad is possible at any age, even in your 70s. We sit down with a traveler who shares his experience navigating unfamiliar streets and the profound peace he discovered after moving abroad. This conversation explores how changing your environment can reshape your sense of identity and offer true retirement freedom. ================= 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 📚LEARN WITH US: https://bit.ly/OBULearningPlatform 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack 📧 Get our Digital announcements, updates, and insights: https://bit.ly/ourblackutopia 💰SUPPORT THE CHANNEL|SUPPORT THE COMMUNITY 💰 All DONATION $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi ============================= OUR BLACK UTOPIA - our email address can be found under the “About” tab on our YouTube channel: *Some of the links below are affiliate links, meaning if you click through and make a purchase, we may receive a commission at no cost to you.* Subscribe for weekly expat lifestyle breakdowns, and tell us in the comments if you are currently planning your own exit strategy.

Join the journey of self-discovery and liberation as we explore the concept of deprogramming Americanism. In this thought-provoking video, we delve into the reasons why it's essential to break free from the constraints of societal norms and expectations. By examining the underlying values and beliefs that shape our perceptions, we can begin to understand the importance of de-programming Americanism and its impact on our lives. Learn how to challenge the status quo, think critically, 🔥 Share a place—domestic or abroad—where you felt fully human for the first time. What was different there? Did your body relax? Did you feel safer, freer, more seen, more connected—or simply more like yourself? #OurBlackUtopia #BlackExpats #LivingAbroad #FinancialIndependence #MovingAbroad #RetireAbroad #BlackTravel #ExpatLife ✈️Exodus Summit for Black Women: https://bit.ly/OBU-ExodusSummit2026 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 📚LEARN WITH US: https://bit.ly/OBULearningPlatform 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack 📧 Get our Digital announcements, updates, and insights: https://bit.ly/ourblackutopia 💰SUPPORT THE CHANNEL|SUPPORT THE COMMUNITY 💰 All DONATION $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi ============================= OUR BLACK UTOPIA - our email address can be found under the “About” tab on our YouTube channel: *Some of the links below are affiliate links, meaning if you click through and make a purchase, we may receive a commission at no cost to you.* ============================= 🇵🇹ALL THINGS PORTUGAL 🇵🇹 LET THEM KNOW YOU WERE REFERRED BY OUR BLACK UTOPIA. Residency VISA Help: Zach and Anna –Start Abroad - (Portugal, Panama, Costa Rica, and Spain coming soon) www.startabroad.com/aff/ourblackutopia RelocateToPortugal - Gail - relocatetoportugal.com Get Your Portuguese NIF & Bank Account from the US or get your Portugal taxes filed: https://www.bordr.io/?via=anewdawnproductionsincdbaourblackutopia Serenity Healthcare Concierge: https://bit.ly/serenity-medical-concierge ============================== ✈️TRAVEL & MOVING ABROAD 🚆 70% off the first language lesson - starts at $4/hour: https://bit.ly/obu_languagelesson Learn Spanish from my tutor, Laura: https://aepspanish.com/ 25% Discount for Trusted HouseSitters: https://bit.ly/obu-trustedhousesitters Good Bank for F.I.R.E.: https://ally.com/referral?code=2G3P5M5S8B Nord VPN - keep your data safe while surfing around the world: https://ref.nordvpn.com/yHjBsmdLyMu Our preferred Travel Rewards Cards: American Express: https://americanexpress.com/en-us/referral/american-express-green-card?ref=HALISVhpiN&XLINK=MYCP Chase Sapphire: https://www.referyourchasecard.com/19p/ZONWDPS6SZ ______________________________________ 📚OUR BOOKSHELF 📚 CASHING OUT: win the wealth game by walking away: https://amzn.to/3UgAFSN START LATE FINISH RICH: https://amzn.to/4boQ1Mp TAKE STOCK: https://amzn.to/3PqyL1J THE BEARDSTOWN LADIES' COMMON-SENSE INVESTMENT GUIDE: https://amzn.to/3zWAvu8 HOW WE BEAT THE STOCK MARKET - AND HOW YOU CAN TOO: https://amzn.to/4eIZWPC Get Good with Money: Ten Simple Steps to Becoming Financially Whole: https://amzn.to/3E6ywn0 Choose FI: https://amzn.to/3UtcTmI Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't: https://amzn.to/3dPzmK7 ================= We are not financial advisors, but financial educators. The content in our courses, on our website, and on our YouTube videos are for educational purposes only and merely cites our own personal opinions. In order to make the best financial decision that suits your needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

Consider early retirement in Portugal to build a better life. We discuss the realities of relocating and planning for your future. Many people dream of leaving their current life behind, but the actual transition requires more than just a desire for change. We are breaking down what it really takes to manage your finances and navigate the culture when you decide to move to Portugal. This conversation focuses on the practical steps needed to ensure your transition is successful rather than just a fantasy. Whether you are currently deep into your retirement planning or just starting to explore options abroad, understanding the local landscape is essential. We examine the financial considerations and lifestyle adjustments that come with expat life to help you determine if this path aligns with your long-term goals. Subscribe for weekly expat lifestyle breakdowns, and share your top destination for retirement in the comments.

Discover the power of compound interest and learn how to potentially double your money in 5 years. In this video, we'll dive into the real math behind growing your investment portfolio and achieving financial independence. Whether you're a black expat living in Portugal or simply looking to retire early, our goal at Our Black Utopia is to provide you with the investing basics you need to succeed. By understanding how to harness the power of compound interest, you can create a solid foundation for your retirement plans, whether that's retiring abroad or living comfortably at home. Join us as we explore the world of financial independence and show you the realistic steps you can take to double your money in just 5 years. With the right strategy and a bit of patience, you can achieve your goals and start living the life you deserve. Our Black Utopia is dedicated to helping you achieve financial freedom, so be sure to check out our other videos for more information on retiring early, investing basics, and more. 0:00 Introduction and goals 1:36 The math behind wealth 3:08 Understanding returns 5:02 The role of index funds 7:00 Expanding your portfolio 11:01 Conducting investment research 14:00 Managing behavior and risk 18:10 Starting with what you have Exodus Summit for Black Women: https://bit.ly/OBU-ExodusSummit2026 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 📚LEARN WITH US: https://bit.ly/OBULearningPlatform 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack 📧 Get our Digital announcements, updates, and insights: https://bit.ly/ourblackutopia 💰SUPPORT THE CHANNEL|SUPPORT THE COMMUNITY 💰 All DONATION $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi ============================= OUR BLACK UTOPIA - our email address can be found under the “About” tab on our YouTube channel: *Some of the links below are affiliate links, meaning if you click through and make a purchase, we may receive a commission at no cost to you.* ============================= 🇵🇹ALL THINGS PORTUGAL 🇵🇹 LET THEM KNOW YOU WERE REFERRED BY OUR BLACK UTOPIA. Residency VISA Help: Zach and Anna –Start Abroad - (Portugal, Panama, Costa Rica, and Spain coming soon) www.startabroad.com/aff/ourblackutopia RelocateToPortugal - Gail - relocatetoportugal.com Get Your Portuguese NIF & Bank Account from the US or get your Portugal taxes filed: https://www.bordr.io/?via=anewdawnproductionsincdbaourblackutopia Serenity Healthcare Concierge: https://bit.ly/serenity-medical-concierge ============================== ✈️TRAVEL & MOVING ABROAD 🚆 70% off the first 1 on 1 language lesson - starts at $4/hour: https://bit.ly/obu_languagelesson Learn Spanish from my tutor, Laura: https://aepspanish.com/ 25% Discount for Trusted HouseSitters: https://bit.ly/obu-trustedhousesitters Good Bank for F.I.R.E.: https://ally.com/referral?code=2G3P5M5S8B Luggage/Deployment Bags we used: https://amzn.to/3LqVmYm Ship Your Luggage: https://www.sendmybag.com/?affid=542034 Nord VPN - keep your data safe while surfing around the world: https://ref.nordvpn.com/yHjBsmdLyMu Our preferred Travel Rewards Cards: American Express: https://americanexpress.com/en-us/referral/american-express-green-card?ref=HALISVhpiN&XLINK=MYCP Chase Sapphire: https://www.referyourchasecard.com/19p/ZONWDPS6SZ ______________________________________ 📚OUR BOOKSHELF 📚 CASHING OUT: win the wealth game by walking away: https://amzn.to/3UgAFSN START LATE FINISH RICH: https://amzn.to/4boQ1Mp TAKE STOCK: https://amzn.to/3PqyL1J THE BEARDSTOWN LADIES' COMMON-SENSE INVESTMENT GUIDE: https://amzn.to/3zWAvu8 Choose FI: https://amzn.to/3UtcTmI ================= We are not financial advisors, but financial educators. The content in our courses, on our website, and on our YouTube videos are for educational purposes only and merely cites our own personal opinions. In order to make the best financial decision that suits your needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

=================We are not financial advisors, but financial educators. The content in our courses, on our website, and on our YouTube videos are for educational purposes only and merely cites our own personal opinions. In order to make the best financial decision that suits your needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.Moving abroad is a massive life transition. Hear Derek’s story about his retirement and the reality of leaving the US for good.Derek retired in 2022 without a concrete roadmap, a situation many people face when contemplating a major life shift. In this conversation, we discuss the frustrations of his previous life and Others. The doubts that surfaced during the transition. It is an honest look at what happens when They decide to prioritize their well-being over the status quo.For many Black expats, the decision to relocate is rarely just about logistics; it involves navigating relationships and personal expectations. Whether you are currently in the middle of retirement planning or just starting to imagine a different future, this conversation offers a grounded perspective on making the leap.Subscribe for weekly expat lifestyle breakdowns, and tell us in the comments if you are currently planning your own exit strategy. 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 🎁 Download your FREE Late Bloomers One-Page Money Plan: https://bit.ly/OnePageFreedomBlueprint 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack MeetUp mailing list for future meetups: https://subscribepage.io/OBU-Summer-Meetups 💰SUPPORT THE CHANNEL 💰 All Super Thanks and Super Chat $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi 📚LEARN MORE FREE RESOURCES 📖 https://bit.ly/OBU-Resources Get our weekly email updates and insights: https://bit.ly/ourblackutopia

Who’s invited to the Black Exodus? Not everybody. As more Black Americans consider moving abroad, this conversation has to go beyond visas, cheaper living, and escaping the United States. If we are serious about building thriving Black expat communities around the world, then we also have to talk about what kind of people those communities need. In this livestream, we’re talking about what it really takes to build community while living abroad. This isn’t about telling every Black person to leave America. It’s about building more options — and imagining what could happen if Black Americans and the broader African diaspora intentionally created networks of community, knowledge, resources, friendship, opportunity, and support across borders. We’ve lived abroad in Portugal for four years, and one thing has become very clear: Moving abroad is one thing. Learning how to live in community abroad is something else entirely. Join the conversation live. ----------------------------- 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 🎁 Download your FREE Late Bloomers One-Page Money Plan: https://bit.ly/OnePageFreedomBlueprint 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack MeetUp mailing list for future meetups: https://subscribepage.io/OBU-Summer-Meetups 💰SUPPORT THE CHANNEL 💰 All Super Thanks and Super Chat $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi 📚LEARN MORE FREE RESOURCES 📖 https://bit.ly/OBU-Resources Get our weekly email updates and insights: https://bit.ly/ourblackutopia

Portugal gets romanticized a lot — especially on YouTube. And while there’s plenty we love about living here, Portugal is not paradise, and it definitely isn’t perfect. This Thursday, we’re getting into 5 things Black expats need to think about before moving to Portugal — the things that don’t always make it into the pretty relocation videos. We’re talking about: • Bureaucracy that can test your patience • The fact that racism doesn’t disappear when you leave America • Why building real community can take more work than people expect • Rising housing and living costs • How Portugal is adjusting to a growing expat population — and why newcomers should understand the local perspective Portugal has changed a lot in recent years. More tourism, more foreign residents, rising housing costs, and changing neighborhoods have created real conversations about affordability and quality of life. If you’re moving here, it helps to understand what local people are experiencing too. This is not a “don’t move to Portugal” video. It’s a go in with your eyes open video. Because the real question isn’t: “Is Portugal perfect?” It’s: “Do the tradeoffs here make sense for the life I want?” And because this is Utopian Legends Thursday, we’ll also hear from members of the OBU community about what surprised them, challenged them, and helped them adjust to life abroad. 👇 In the chat, tell us: Which one of these would be the biggest concern for you — bureaucracy, racism, community, cost of living, or adjusting to life in a country that’s changing quickly? And if you already live abroad, tell us the one thing about your country that nobody warned you about before you moved. 🙋🏾‍♀️ Need help figuring out your next move? Book a 1:1 Consultation with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Think you may be closer to retirement than you realize? Grab our FREE Ready to Retire Toolkit: https://bit.ly/Ready2RetireToolkit 🗺️ Seriously thinking about moving abroad? Start with our Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit ☃️ Join us for the OBU Winter Reunion, December 29–31, 2026. ☀️ And stay tuned for our 2027 Lisbon Summer Reunion. 💎BEYOND THE BLING 3.0: Financial Freedom Blueprint for LateBloomers 🔥https://bit.ly/BeyondTheBling4FI ❄️Winter OBU Reunion: https://bit.ly/OBUReunions 🧑🏽‍🤝‍🧑🏾Private COMMUNITY: Financial Freedom Lab, FIREover50: https://bit.ly/OBUCommunity 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit 🎁 Download your FREE Late Bloomers One-Page Money Plan: https://bit.ly/OnePageFreedomBlueprint 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 😎OBU REUNIONS (meetups): https://bit.ly/OBUReunions BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: h://bit.ly/ourblackutopia_youtubettps 👨🏾‍💻Our website: ourblackutopia.com CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack MeetUp mailing list for future meetups: https://subscribepage.io/OBU-Summer-Meetups 💰SUPPORT THE CHANNEL 💰 All Super Thanks and Super Chat $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia